diff --git a/apps/sim/lib/billing/core/usage-log.ts b/apps/sim/lib/billing/core/usage-log.ts
index a2400d28a85..22fea211230 100644
--- a/apps/sim/lib/billing/core/usage-log.ts
+++ b/apps/sim/lib/billing/core/usage-log.ts
@@ -71,15 +71,17 @@ export interface RecordUsageParams {
 }
 
 /**
- * Records usage in a single atomic transaction.
+ * Records usage by inserting into usage_log and incrementing userStats counters.
  *
- * Inserts all entries into usage_log and updates userStats counters
- * (totalCost, currentPeriodCost, lastActive) within one Postgres transaction.
- * The total cost added to userStats is derived from summing entry costs,
- * ensuring usage_log and currentPeriodCost can never drift apart.
+ * The two writes are intentionally not wrapped in a transaction: under high
+ * concurrency for the same userId, holding BEGIN/COMMIT across the user_stats
+ * row-lock wait pins pgbouncer connections and exhausts the pool.
  *
- * If billing is disabled, total cost is zero, or no entries have positive cost,
- * this function returns early without writing anything.
+ * usage_log is the source of truth and the INSERT propagates errors to the
+ * caller. The userStats UPDATE is best-effort: failures (and missing-row
+ * cases) are logged as warnings and swallowed. Counter drift is acceptable
+ * here — the long-term plan is to derive counters from usage_log directly.
+ * Any drift warning in logs is a signal that needs investigation.
  */
 export async function recordUsage(params: RecordUsageParams): Promise<void> {
   if (!isBillingEnabled) {
@@ -103,47 +105,56 @@ export async function recordUsage(params: RecordUsageParams): Promise<void> {
     ? Object.fromEntries(Object.entries(additionalStats).filter(([k]) => !RESERVED_KEYS.has(k)))
     : undefined
 
-  await db.transaction(async (tx) => {
-    if (validEntries.length > 0) {
-      await tx.insert(usageLog).values(
-        validEntries.map((entry) => ({
-          id: generateId(),
-          userId,
-          category: entry.category,
-          source: entry.source,
-          description: entry.description,
-          metadata: entry.metadata ?? null,
-          cost: entry.cost.toString(),
-          workspaceId: workspaceId ?? null,
-          workflowId: workflowId ?? null,
-          executionId: executionId ?? null,
-        }))
-      )
-    }
+  if (validEntries.length > 0) {
+    await db.insert(usageLog).values(
+      validEntries.map((entry) => ({
+        id: generateId(),
+        userId,
+        category: entry.category,
+        source: entry.source,
+        description: entry.description,
+        metadata: entry.metadata ?? null,
+        cost: entry.cost.toString(),
+        workspaceId: workspaceId ?? null,
+        workflowId: workflowId ?? null,
+        executionId: executionId ?? null,
+      }))
+    )
+  }
 
-    const updateFields: Record<string, SQL | Date> = {
-      lastActive: new Date(),
-      ...(totalCost > 0 && {
-        totalCost: sql`total_cost + ${totalCost}`,
-        currentPeriodCost: sql`current_period_cost + ${totalCost}`,
-      }),
-      ...safeStats,
-    }
+  const updateFields: Record<string, SQL | Date> = {
+    lastActive: new Date(),
+    ...(totalCost > 0 && {
+      totalCost: sql`total_cost + ${totalCost}`,
+      currentPeriodCost: sql`current_period_cost + ${totalCost}`,
+    }),
+    ...safeStats,
+  }
 
-    const result = await tx
+  try {
+    const result = await db
       .update(userStats)
       .set(updateFields)
       .where(eq(userStats.userId, userId))
       .returning({ userId: userStats.userId })
 
     if (result.length === 0) {
-      logger.warn('recordUsage: userStats row not found, transaction will roll back', {
+      logger.warn('recordUsage: userStats row not found; counter increment dropped', {
         userId,
         totalCost,
+        hadEntries: validEntries.length > 0,
+        additionalStatsKeys: safeStats ? Object.keys(safeStats) : [],
       })
-      throw new Error(`userStats row not found for userId: ${userId}`)
     }
-  })
+  } catch (error) {
+    logger.warn('recordUsage: userStats update failed; counter increment dropped', {
+      error: toError(error).message,
+      userId,
+      totalCost,
+      hadEntries: validEntries.length > 0,
+      additionalStatsKeys: safeStats ? Object.keys(safeStats) : [],
+    })
+  }
 
   logger.debug('Recorded usage', {
     userId,